How to Renew Your Money Mindset: You are Not in Control

How to Renew Your Money Mindset: You are Not in Control

Your mindset directly affects so much of what happens in your life. The best things in life are attracted, not pursued. It’s not magic—here’s how it works. Over time, if you have the right mindset, you simply develop the character and skills to carry more weight. Even if you’ve never built any kind of wealth before, the right mindset gives you the eyes to see opportunities you might miss otherwise. So, every Monday in July, I will share a motivational mindset that has helped me build wealth and pursue the calling God has on my life. Here’s this week’s: I am not in control.

[Related: Three Actionable Steps to Transform Your Money Mindset]

Count the Cost


Without fail, most of the times I get stressed are when I am holding onto my life too tightly. Jesus made it clear that our lives aren’t our own anymore once we decide to follow him. Our mindset should always be “God, what are you saying right now?” It’s simple, but it’s certainly not easy. That’s why Jesus repeatedly taught that we must count the cost before following him:

“Whoever does not bear his own cross and come after Me cannot be My disciple. For which of you, intending to build a tower, does not sit first and count the cost, whether he has enough to finish it—lest, after he has laid the foundation, and is not able to finish, all who see it begin to mock him, saying, ‘This man began to build and was not able to finish?”

This is so true. We are quick to count the cost before we purchase a property, sign a contract, or commit to a project, but don’t always do that when it comes to our faith. Each of us must evaluate whether or not we’re willing to give God everything—our plans, ambitions, security, etc. When we do, He will fill us with His desires and purposes.

As the Apostle Paul encourages, “Surrender yourselves to God to be his sacred, living sacrifices. And live in holiness, experiencing all that delights his heart. For this becomes your genuine expression of worship,” (Romans 12:1, TPT). Your life is a sacrifice. Let the meaning of that sink deeply into you. As my friend Andrew Wommack jokes, the only problem with a living sacrifice is that it likes to crawl off the altar! We have to continually resubmit our lives to God’s purposes.

Have Your ‘Get off the Couch’ Moment


I had to resubmit my life to Christ after I had already been a pastor for over twenty years! If you follow my teachings, you may know that I had a ‘come to Jesus’ moment after I reached financial freedom. We had what we needed and more, so I could spend every day on the couch or golf course if I wanted to. My salvation and my financial security were set, but God (and my wife) kept telling me that there was more for me to do. I had to surrender my purposes in exchange for God’s purposes. Let me tell you something—God’s plans require more of you, but they also give you way more. I am more alive and full of purpose than ever before, and there’s no way to put a price tag on that.

Paul continues in Romans with instructions on how to transform our mindset. He writes, “Stop imitating the ideals and opinions of the culture around you, but be inwardly transformed by the Holy Spirit through a total reformation of how you think. This will empower you to discern God’s will as you live a beautiful life, satisfying and perfect in his eyes.”

The promise is this: when we offer our lives as a living sacrifice and commit to inward transformation, we are able to discern God’s will for our lives, whether that’s the big picture or the day-to-day grind.

Billy Epperhart
Billy Epperhart
  • Jones Sanchez
    Posted at 05:26h, 05 July Reply

    I needed to hear this. When I received the newsletter, I didn’t want to open cause I felt i had more important things to do but now I know I needed this. I fell out of Christ some months back and now I’m trying to get back in His presence but my prayer life is at zero

    • Hannah Grieser
      Hannah Grieser
      Posted at 10:18h, 07 July Reply

      We are grateful that you opened the blog! Thank you for your encouragement, and we will be praying for your relationship with God. He loves you and will guide your process!

  • Joy Osuwah
    Posted at 09:04h, 05 July Reply

    Dear Billy

    I know that I know that God is my source. He put the desires that I have in me, gave me the giftings and talents that I have and knows me much more than I know myself… I have experienced abundance and have known lack, but neither has defined me as I know in my knower that God is my source.

    I am thankful to God where I am at, that I can hear Him clearly now, as I heard him in April when He said ‘Get up and go’ and I registered the business to get its UTR, Then in May, when He revealed through His word, for me to get away from Egypt and take Egypyt out of me, I respectfully let my Pastor know that it was time for me to move on.

    And in June connected with my new home church and commenced (timely) hearing and renewal of my mind through teaching on “mystery of the seed” by my new Pastor.

    I want what God wants for me, to build wealth so that I have bread to eat and seed to sow in Gods Kingdom.. The clients that I completed work for had been attained through recommendations. And apart from the knowledge and skills of the service I offer (which I am passionate about and continue to learn) I have no clue how the business is going to pan out with in all the unknowns,

    But I yield to God, submitting all my unknowns to Him knowing that He is greater than all the unknowns. Knowing and thankful that He has promised to make all things work together for good for those who love Him and are called according to His plans and purpose.

    • Hannah Grieser
      Hannah Grieser
      Posted at 10:16h, 07 July Reply

      Joy, what a wonderful testimony! You are so right–as you submit the unknowns to God, He will bless you. More than that, trust will build and your relationship with God will be more living, active, and vibrant than ever. Thank you for encouraging us.

  • Erlita Mkhwane
    Posted at 09:24h, 05 July Reply

    Thank you Sir; this is mindset- challenging !
    I will follow the teachings

  • Emmanuel
    Posted at 09:27h, 05 July Reply

    Thank you so much. This is coming at a time where I am at a crossroad. This post is for me.
    I have had recently had an inner struggle trying to make a decision on whether to yield to the leading of the spirit or not.
    This addresses what’s holding me back ,popular opinion and public validation.

    I’m having specifically to quit a job I’m not even celebrated at to attend a Bible training.

    I am determined to sacrifice to be more useful to the purpose of God

    Thanks Billy ! Its precisely addressing my need for the moment.


    • Hannah Grieser
      Hannah Grieser
      Posted at 10:15h, 07 July Reply

      Thank you so much for sharing, Emmanuel! We are grateful that the blog encouraged you, and you have encouraged us as well.

  • David Lee
    Posted at 11:30h, 05 July Reply

    Love this Post! Thank you Billy for sharing your life journey… will help shorten ‘the learning curve’ for me and so many others!

  • Margaret Wairimu Karungichi
    Posted at 14:13h, 05 July Reply

    Thank you so much for sharing l have learned something . be blessed

  • Margaret Wairimu Karungichi
    Posted at 14:18h, 05 July Reply

    Thank you for sharing l have learned blessed

  • Paul Patti
    Posted at 22:49h, 05 July Reply

    Billy, so true!! Thanks for sharing!

  • Nyari
    Posted at 23:46h, 05 July Reply

    Awesome….. this has given me do much clarity. Thank uou.

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