by Billy Epperhart | Apr 24, 2024 | Blogs on Budgeting, Investing, The Triple X Factor
This blog was originally published on January 5, 2023, and has since been updated for accuracy and relevance. We have all been there. You start out with strong financial goals, but over time, your motivation starts to waver. You might find yourself spending a few...
by Billy Epperhart | Mar 12, 2024 | Blogs on Budgeting, Investing, Personal Growth
A few years ago, our family friend visited a wealthy family’s house in Lilongwe, Malawi. At the dinner, she observed what wealth meant in their cultural context. The family had a lovely home with a kitchen and a bathroom. Yet, instead of toilet paper, an old notebook...
by Billy Epperhart | Mar 11, 2024 | Blogs on Budgeting, Investing
Creating a budget is simple and one of the first steps to taking control of your finances. A budget assigns a purpose to every dollar. Without one, it’s easy to lose track of how much you are spending or where your money is going. Rather than our finances (or lack...
by Billy Epperhart | Jan 10, 2024 | Blogs on Budgeting
Debt can feel like a massive weight around your neck. It can limit your financial freedom, create stress, and make it hard to plan for the future. But there is a quick way to get out of debt. It is called the Snowball Strategy. This method prioritizes eliminating the...
by Billy Epperhart | Dec 31, 2023 | Blogs on Budgeting, Personal Growth
Achieving financial success does not require drastic measures or major lifestyle changes. In fact, consistent, small money habits often pave the way for significant financial gains over time. As James Clear wrote in his bestseller Atomic Habits, “All big things...
by Billy Epperhart | Dec 17, 2023 | Blogs on Budgeting, Investing, Personal Growth, Tips on How to Invest
Planning is essential for success. Thomas Edison once said, “Good fortune is what happens when opportunity meets with planning.” Abraham Lincoln put it like this: “Give me six hours to chop down a tree and I will spend the first four sharpening the axe.” As we...
